In Want Word’s eminent business school for translators Marta Stelmaszak gives a number of good reasons for paying your insurance. Although the comments reveal that there are examples of translators being sued, it still is a rare thing.
I would like to share an experience with you that I had early in my career. It was only an incident and I was never sued, but since then I have always happily paid my insurance. When I first got my insurance, I was mostly worried about breaking something during an assignment (I am extremely clumsy). I had never heard about someone being sued for misinterpreting or something similar.
I did have a problem with one of the agencies though. It was one of those wheelin’-n-dealin’ agencies, I’m sure you have all come across them. This was for conference interpreting assignments and quotes were ALWAYS negotiated, strange fees showed up, contracts never showed up, language directions were rarely respected – “But you know English, right? Then you can interpret into English as well”. The agency recruited young, inexperienced interpreters and put them in situations where a lot was left to wish for, but where they expected interpreters to deliver in loyalty to the client.
I had thought they would respect my conditions, if I was only clear about what I expected. I was proven wrong time after other. By now, I had reached the point where I had more than enough, and was looking for a way to end our relationship, and had started to be very busy on dates they were looking to hire me. I did, however, have a few more assignments booked with them. Luckily, I had demanded and gotten contracts for those.
The day before one of my last assignments the agency called me to make a few last minutes arrangements and just before hanging up they told me: “So, since you’re working with X, and their English is not a 100 %, we thought you’d do the English retour”.
In the contract, I had demanded and gotten, I was scheduled to work with Y, another colleague who had an English retour and who, according to the contract would work into English while I worked into Swedish. At this point I’d had it. I calmly told the agency that in case I would not work according to my contract, I would not work at all.
When the information had sunken in, the person from the agency shouted: “You realise what this will lead to, don’t you? I’ll see you in court”, and hung up.
A couple of months went by, and I was very worried I would get sued. But nothing happened. Other than that I never heard of that agency again.
Since that day I have never doubted the usefulness of paying my liability insurance.